I've mentioned before on here how frustrated I am that health insurance is willing to pay for things to prolong a person's life, but nothing that will improve their quality of life. This is an example I recently saw that made me really angry:
I was consulted on a woman in her eighties who had metastatic cancer. She had decided against further treatment, which the insurance would have covered. Unfortunately, her husband was nearly 90 and could not care for her at home, considering she couldn't do any of her ADLs without a lot of help.
However, even though the insurance would have paid for cancer treatment, they would not pay for her to go to a nursing home. They would not pay for the home care that she needed. Hospice services could not provide the care she needed. So the only option was for her elderly husband to deplete their life's savings to pay for her care, and have nothing for himself after she died.
I feel like there's something wrong with a system where this could happen.